Cards & Services | VyStar Credit Union

Looking for the right card to meet your purchasing needs? It doesn’t have to be a challenge! VyStar offers various card products and services that can fit any lifestyle, including debit cards, credit cards, rewards cards, ATM cards, prepaid cards and reloadable gift cards.

Check out the many different advantages of our VyStar cards below to find your perfect match:

VyStar Card	Benefits
Visa^® Debit Card	Access your funds without writing a check Use your card as a credit, debit or ATM card Earn qualified purchase points with UChoose Rewards^® Design your own card More about Debit Cards
Visa Signature Rewards Credit Card	Earn 3 rewards points for every $1 you spend on gas; 2 points for every $1 spent on groceries; and 1 point for every $1 spent on other qualified purchases Enjoy a low variable interest rate, low minimum monthly payments and no annual fee Get complimentary discounts and upgrades at top hotels, resorts and cruise lines Receive discounts and special offers at premium retailers Take advantage of no-fee services: cash advance, balance transfer, convenience checking and transaction More about Credit Cards
Visa Signature Cash Back Credit Card	Earn 3% cash back on gas; 2% on groceries; and 1% on all other purchases Enjoy a low variable interest rate, low minimum monthly payments and no annual fee Set up free Visa Alerts to monitor your card transactions Get complimentary discounts and upgrades at top hotels, resorts and cruise lines Receive discounts and special offers at premium retailers Take advantage of no-fee services: cash advance, balance transfer, convenience checking and transaction More about Credit Cards
Platinum Visa	Enjoy our lowest variable interest rate, powerful credit lines, low minimum monthly payments and no annual fee Set up free Visa Alerts to monitor your card transactions Take advantage of no-fee services: cash advance, balance transfer, convenience checking and transaction More about Credit Cards
Gift Card	Use your card anywhere Visa debit is accepted Order, customize and/or activate your card easily online Receive a replacement (unspent amount) if your card is lost or stolen (replacement fee applies) More about Gift Cards
Reload & Spend Visa Prepaid Card (RSVP)	Easily reload your card online with funds from a VyStar credit or debit card, or savings or checking account Make purchases anywhere Visa debit is accepted Spend only what you load on your card without fear of overdrawing Track your spending online Order or reload your General RSVP card
Reloadable Student Visa Prepaid (RSVP)	Enjoy the same benefits as the Reload & Spend Visa Prepaid Card (RSVP), but for individuals 13 to 26 years of age Easily and conveniently give your child a set spending allowance Help your teen or young adult learn how to spend and manage money Order or reload your Student RSVP card
ATM Card	Access your money at networked ATMs throughout the world Enjoy fee-free service at any VyStar ATM More about ATM Cards

Earn rewards with your card and through Internet & Mobile Banking

UChoose Rewards

Earn points on qualified purchases with your VyStar Visa^® Debit Card or VyStar Signature Rewards Visa Credit Card
Easy registration
Potential to reward yourself with a cruise, airline tickets or even a new TV
Access to the UChoose Rewards Mall to earn even more with participating retailers
More about UChoose Rewards

Purchase Offers

Use your VyStar Visa^® Debit Card to earn cash-back on purchases through offers
Easily activate offers using Internet or Mobile Banking
Cash-back is deposited into your VyStar Checking account
More about Purchase Offers