ATMs are conveniently available at all VyStar branch locations and also at numerous locations through the U.S.
24-hour access to cash
Free, reliable deposit services without an envelope*
No surcharge fee with VyStar debit or ATM cards
Voice guidance feature assists visually impaired individuals with their ATM transactions
Access to more than 20,000 surcharge-free ATMs nationwide
All deposits are subject to hold
Deposits made after 4:00 p.m. are considered next business day
Notification of a hold is presented before deposit is accepted
Minimum hold is two (2) business days (Saturday, Sunday and Federal holidays are not considered business days)
*Feed your cash (no coins) and/or checks directly into the machine. Verify the amount on the screen and view an image of your scanned check(s). For your records, check images are printed at the bottom of your transactions receipt.
**Select locations will allow a $10 withdrawal minimum.
Search VyStar ATM Networks & Locations
From business trips to family vacations, we’ve also got you covered at home and abroad. Use your VyStar ATM Card through the following networks to access your money around the world:
Need help? At any branch, all of our staff members are happy to assist you with your ATM services and any questions you may have. You may also call us at 904-777-6000 or 800-445-6289.
You can use the Accel network ATM locator to find deposit-accepting ATMs in the U.S. Once you have located an ATM, select “Deposit-Accepting” and enter the zip code of the area you are searching for.
If a deposit was made at the ATM and credit was not received, you need to file a deposit claim. This can be done online by logging on to Internet Banking, clicking “Settings/Service” and selecting the “ATM/Pin-Based Claim” tab. You can also submit a claim by calling (904) 908-2329 or (866) 897-8272.
Your card can be reported lost by contacting VyStar Credit Union through one of our convenient service channels (Contact Center, Branch, or VyChat). Once the card has been reported lost, a replacement card can be provided (a $5 Card Replacement Fee may apply).
To change your PIN at a VyStar ATM, follow these simple steps:
No, you should not be charged a fee if you use any ATM listed on the VyStar Locations page.
Yes, all VyStar debit (consumer and business) and ATM cards can be used surcharge-free at the locations listed on the Locations page.
Please note: If you use a VyStar credit, RSVP or gift card at an these ATMs, you will be charged a surcharge fee.
Some ATM machines in our expanded surcharge-free network may state that you will be charged a surcharge fee. If you are using your debit or ATM card at an ATM on our Locations page, you will not be charged a fee. Simply agree to “accept” the fee during your transaction. Then review your transaction receipt to confirm that you were not charged.
If you are charged a surcharge fee in error, please call VyStar at (904) 777-6000 or 1 (800) 445-6289, option 9 to request a refund of the surcharge fee.
Note: The addresses given for branches are physical locations and may not reflect an accurate local mailing address. Please do not use these addresses to correspond with VyStar Credit Union. Find appropriate mailing addresses here.
VISA and PLUS are registered trademarks of Visa International Service Association. Accel is a registered trademark of Fiserv Inc.