Add flood insurance to your coverage as an extra layer of protection for your home. A common misconception about standard homeowners insurance is that it covers damage caused by flooding from heavy rain. Our local insurance experts are prepared to answer any questions you have about other common misconceptions. They will give you the guidance you need to choose the right policy for you.
If you don’t own the apartment, condo or house you are living in, it’s important to protect your personal belongings. Often overlooked, renters insurance offers substantial coverage for tenants at an affordable cost. Your landlord’s insurance policy covers the building but may not include the things you consider most important, such as furniture, clothing, electronics and appliances.
Renters insurance provides coverage in the event of:
- Fire
- Smoke damage
- Flood/water damage
- Theft/vandalism
- Medical expenses/legal fees if someone is injured on your property
Condo insurance provides coverage to damaged or stolen personal belongings, such as electronics, furniture, appliances and clothing. It also includes building property coverage to help pay for repairs, as well as guest medical coverage to protect you if a guest is injured at your home. We will help you find the right coverage to give you peace of mind, knowing your home is protected.
An umbrella policy isn’t just for a rainy day. It increases your personal liability limits to pay claims above and beyond the dollar amounts covered by your existing auto or homeowners insurance policies. Umbrella insurance often offers more extensive coverage than standard policies — such as bodily injury, personal injury, property damage and landlord liability — potentially protecting you in situations resulting in injury to someone else or damage to their property.