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Home > Products & Services > Lending > Skip-A-Payment

Skip-A-Payment

family smilingNeed extra money in your budget this month?

We offer the option to change your due date or defer your payment for up to three months on eligible loans.

Personal Loans and Credit Cards Deferment

When you defer a payment for installment loans such as auto loans, an additional month will be added to your term. Interest will continue to accrue.

Loan payments that can be skipped:

  • Auto, Motorcycle, Boat, RV and ATV Loans
  • Signature Loan
  • Personal Line of Credit
  • Holiday or Vacation Loan
  • Share Secured Loan
  • Credit Card

Due Date Changes

We offer you the ability to change the due date of your loan to a different day. The month that payment is due does not change, only the date. Credit cards are not eligible for a change in due date.

Program Details

  • Finance charges (interest) will continue to accrue during deferred period(s). 
  • The option to skip a payment is available once every 12 payments.
  • Due date changes are available once per loan.
  • Your loan must be current.
  • No more than one payment can be past due and must be fewer than 30 days past due at the time a request to skip a payment is submitted.
  • Not all loans or members will qualify (restrictions apply).

Select an option that fits your needs from the buttons below.

Skip-A-Payment                            Due Date Change

Lending
  • Auto & Recreational Loans
  • Personal Loans
  • Mortgages
  • Apply for a Loan
  • Make a Loan Payment
  • Skip-A-Payment
  • Payment Protection
  • Extend Your Vehicle Protection
  • GAP Plus Program
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  • Adoption Line of Credit
  • Less than Perfect Credit
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  • Refinancing Your Loan
  • Emergency Relief Loan

Need some extra money in your budget?

Select an option that fits your needs from the buttons below.

Skip-A-Payment Due Date Change

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VyStar Credit Union
P.O. Box 45085
Jacksonville FL 32232
904-777-6000 or 800-445-6289
Routing Number 263079276

  • Federally Insured by NCUA
  • Equal Housing Lender
  • Verified by Visa