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  • Rates
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  • Products & Services
    • Checking & Savings
      • Checking Accounts
        • Money Market
        • Magic*Touch
      • Savings Accounts
        • Holiday Savings Account
        • Certificates of Deposit (CD)
    • Lending
      • Auto & Recreational Loans
      • Personal Loans
      • Mortgages
      • Apply for a Loan
      • Make a Loan Payment
      • Adoption Line of Credit
      • Emergency Relief Loan
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      • Business Membership
      • Business Deposit Accounts
      • Business Lending
      • Business Services
      • Small Business Resource Library
      • VyStar@Work
    • Cards & Services
      • Credit Cards
      • Debit Cards
      • Visa Reloadable Prepaid Cards
      • Gift Cards
      • uChoose Rewards
    • Investments
      • VyStar Investment Services
    • Insurance
      • Home
      • Auto
      • Family Protection
        • Delta Dental®
    • Real Estate Services
      • VyStar Title Agency
  • Online Services
    • Mobile
      • Mobile Check Deposit
      • Touch ID/Fingerprint Recognition
      • Card Control App
    • Internet Banking Access
      • Bill Pay Services
      • Send Money with Zelle®
      • External Transfers
      • Email, Text and Push Alerts
      • Entitlements
      • Make a VyStar Payment
      • Internet & Mobile Security
      • Ways to Go Green
    • Protection Center
      • Reporting Fraud
      • How to Protect Yourself
        • FraudScout
      • How VyStar Protects You
        • Scam Warnings
  • Financial Tools
    • Advice & Planning
      • Financial Calculators
      • Money Management
      • Financial Counseling
      • Real Estate Tools
        • Should You Refinance?
      • Hurricane Resources
      • Loan Tools
    • Financial How-To
      • Money Makeover
      • Accounts Management
        • Setting Up Direct Deposit
      • Personal Finances
        • Create a Budget
        • Free Credit Report
    • Investments & Insurance Tools
      • Introduction to Insurance
      • Saving for Retirement
      • Investment Vehicles
      • History and Trends of the Stock Market
      • Compound Interest Mind Bend
      • Rule of 72
    • Video Library
    • Brochure Library
    • VyStar University
  • About Us
    • Blog
    • Calendar
      • Holiday Closings
    • Newsroom
      • Current Promotions
      • Coronavirus (COVID-19)
      • VyStar Branch Artwork
    • Organization
      • Our Vision & Mission
      • Our History
      • Our Team
      • Financial Information
    • Community Involvement
      • Veterans Memorial Arena
      • High School Branch Programs
      • Sponsorship Requests
      • Get Involved with Community Events
      • Military Support
    • Credit Unions vs. Banks
  • Membership & Benefits
    • Becoming a New Member
      • Join Now - Open an Account
      • Why Join VyStar
      • Who Can Join
      • How To Join
      • VyStar Switch Kit
      • Apply for a Loan
      • Owner's Manual
    • Benefits of VyStar Membership
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Rates

Rates

Looking for deposit or loan rates, but not sure which option is right for you? We've got you covered.
Home > Rates

All rates are based on an evaluation of the member's individual credit history. Your actual rate may vary.

Business Deposit & Loan Rates
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  • Business Savings
  • Non Profit Association, Small Business, Regular Business, and Business Volume Checking
  • Business Money Market Account
  • Business Visa® Credit Cards
    • Business Platinum Rewards
    • Micro Business
    • Business Secured
  • Business Loans
    • Business Real Estate Loans
    • Business Equipment Loans
    • Business Vehicle Loans
Certificate Account Rates
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  • IRAs & Regular CDs
    • 3, 6, 9, 12, 18, 24, 30, 36, 48 and 60 months
    • 12 months for Kids, VyTeen, Bravo & Achieve members only
Consumer Loan Rates
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  • New & Used Vehicles
  • Older Model Year Vehicles
  • Classic Vehicles
  • New ATVs
  • New & Used Boats
  • Used Motors and Trailers
  • New & Used Personal Watercraft
  • New & Used Motorcycles and Scooters
  • New & Used RVs and Motor Homes
  • Personal Signature
  • Personal Signature Line of Credit
  • Payday Alternative Loan
  • Savings Secured
  • Certificate Secured
Credit Card Rates
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  • Variable Rate Credit Cards
    • Platinum Visa
    • Visa Signature Rewards Plus
    • Visa Signature Cash Back
  • Non-Variable Rate Savings Secured Credit Cards
    • Savings Secured Visa
Deposit Account Rates
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  • Primary Savings
  • Regular Savings & Checking
  • Kids Club Savings
  • VyTeen Savings & Checking
  • Bravo Savings & Checking
  • Achieve Savings & Checking
  • IRA Savings
  • Money Market Accounts
  • Health Savings Accounts
Home Equity Loans & Lines Rates
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  • Fixed Second Mortgage
  • Home Equity Line of Credit
  • Home Equity Line of Credit Flex Equity
Mortgage Loan Rates
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  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages (ARM)
    • 3/1 ARM
    • 5/1 ARM
    • 7/1 ARM
    • 10/1 ARM
  • Land Loans
  • FHA/VA Loans
All rates and terms are subject to conditions and certain restrictions may apply.
Credit Cards
Credit Cards

We have a variety of credit cards, and our rates can help you find the one that's right for you.

More About Credit Cards
Mortgage Loans
Mortgage Loans

Buying a home? See our current rates for fixed or adjustable mortgages.

More About Mortgages
Business Lending
Business Lending

VyStar offers a variety of business loans with flexible repayment terms and competitive interest rates.

More About Business Lending
Rates
  • Business Deposit & Loan Rates
  • Certificate Account Rates
  • Consumer Loan Rates
  • Credit Card Rates
  • Deposit Account Rates
  • Home Equity Loans & Lines Rates
  • Mortgage Loan Rates
  • Rates
    • Business Deposit & Loan Rates
    • Certificate Account Rates
    • Consumer Loan Rates
    • Credit Card Rates
    • Deposit Account Rates
    • Home Equity Loans & Lines Rates
    • Mortgage Loan Rates
  • Products & Services
    • Checking & Savings
    • Lending
    • Business Banking
    • Cards & Services
    • Investments
    • Insurance
    • Real Estate Services
  • Online Services
    • Mobile
    • Internet Banking Access
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  • Financial Tools
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  • About Us
    • Blog
    • Calendar
    • Newsroom
    • Organization
    • Community Involvement
    • Credit Unions vs. Banks
  • Membership & Benefits
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VyStar Credit Union
P.O. Box 45085
Jacksonville FL 32232
904-777-6000 or 800-445-6289
Routing Number 263079276

  • Federally Insured by NCUA
  • Equal Housing Lender
  • Verified by Visa