| 1 Interest rate based on the combined loan to value (CLTV). |
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Financing available up to 80%; Certain credit restrictions may apply.
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| NO CLOSING COSTS on Home Equity loans when you borrow $10,000 or more upon loan closing. Except the pre paid interest on fixed home equity loans. |
| Title insurance costs for loans in excess of $250,000 paid by member. |
| 2 Variable rate; Tied to the Wall Street Journal Prime Lending Rate plus a margin, if applicable; however, under no circumstances will the annual percentage rate go below 4.00% for the term of the loan. The margin is determined by the CLTV at the time of closing; Adjusts monthly; Maximum cap 18% APR. Payment options available are percentage of outstanding balance or interest only. |
| 3 Fixed rate for first 3 years then monthly rate adjustments tied to the Wall Street Journal Prime Lending Rate plus a margin, if applicable; however, under no circumstances will the annual percentage rate go below 4.00% for the term of the loan. The margin is determined by the CLTV at the time of closing. Maximum cap 18% APR. Payment option available is percentage of outstanding balance. |
| 4 APR and Principal & Interest (P&I) Payment based on a loan amount of $20,000. |
| Product offers, terms and other information provided herein are subject to change without notice. |